Insurance change makes it easier to rent Minden facilities
|By Lisa Gervais - Editor | October 5, 2017|
It might soon be easier for individuals, businesses, service clubs, and groups to rent out municipal facilities, such as the community centre, in Minden Hills.
The cost of insurance has acted as a deterrent in the past. However, the township is looking into changing its insurance policy in future to allow more weddings and Jack and Jill’s, writers groups, service clubs, fitness providers, quit shows, figure skating and tournaments.
In a report to the Sept. 14 committee of the whole meeting, director of community services, Mark Coleman, said it’s known as the annual low-risk facility program.
“This would be an additional premium to the township’s general policy and directs liability away from the township’s main policy,” he said.
Coleman added, “the annual low-risk user facility program provides coverage for low, medium and high-risk events controlled by third party renters of municipally-owned facilities. The policy automatically covers the third party renter as the named insured and names the municipality as the additional insured. These user groups would not have to seek out and potentially incur additional/prohibitive insurance costs to cover their activities.”
Coleman said the additional cost to the municipality is $2,484.
Council officially moved on the recommendation at its Sept. 28 meeting – for the provision of a local community general liability policy, providing $5 million coverage. It still needs to figure out where the money will come from.
Coun. Jean Neville said “it’s been painful in the past, to try to explain to people that unless they have insurance, they can’t use our facilities.”
Coun. Pam Sayne agreed, wondering if the township could cover the additional cost in its budget. She thinks the change will benefit a lot of Minden Hills ratepayers.
And Coun. Jeanne Anthon was anxious to know when the expanded insurance would be in place.
Coleman told the Sept. 28 meeting it would be two weeks to a month.
LISA GERVAIS is the editor for The Highlander.